7 Insurance Tips You Must Know About

By James Dazouloute --- Insurance, we all need it, but don't really care to deal with it. Because nobody likes disasters, or accidents, or destruction. 
7 Insurance Tips You Must Know About
 Since your entire life will be disrupted at this point, and then you will have to not only get your own life back together, but you will then have to deal with Insurance Companies that are in the business of collecting your premium every month and investing it for profits for themselves, and hardly ever want to help pay for your expenses when you put in a claim, since they will quickly find a disqualifier and tell you that this or that event is not covered under your policy. And so this is why today I am sharing with you these 7 Insurance Tips You Must Know About

1.
Fun is like life insurance, the older you get, the more it costs. Kin Hubbard.

2.
Preparedness Tips For Disasters To Come -- Take photos or videos of the contents of the rooms of your house. This will help with insurance issues in the event of a disaster or emergency in your area. Being prepared ahead of time might save you a lot of headaches later.

3. 
Tips For Buying Life Insurance -- 1. Explore all policy types. 2. No single coverage amount is right for everyone. 3. Consult with a professional.


7 Insurance Tips You Must Know About
 
4. 
Tops Tips For Lowering Car Insurance For New Cars

5.
Insider insurance for whole life insurance policy holders. 1. Even though it depends on your policy, generally you can borrow as much as 90 percent of the investment portion of the policy from a bank. 2. You have the option of paying the interest on the loan or accruing it to the loan balance. 3. Many retirees supplement their retirement income this way. 4. This option may not be available in all countries and you need to check with your advisor.

6.
Best tip to keep your insurance low, always keep your home in great shape with great maintenance, and always be on the look out for potential hazards like fires, tree falling, water leaks etc..
Raise your deductible- Up your deductible from $500 to $1000. Usually that will save you at least 25% of your annual premium, because you don't make a claim every single year you own your home, and so the money you save each month can to an account that's earning interest, until you need it as a deductible.
Add home security system to qualify for discount- Most companies offer discounts on add on smoke detectors, burglar alarms, centralized sprinkler systems, security systems connected to monitoring stations.  And nowadays you can even have video monitoring of your home that can send you alerts anytime there are movements in and around your home. And those alerts come straight to your cell phone, and so you have no need to have false alarms and begging the neighbors to go check the house for you before the alarm company call the Police.

7 Insurance Tips You Must Know About
   
7.
Try to purchase your car insurance and homeowners insurance from the same company- by doing so, you could safe  5-15% of your total premiums. And they call that an Umbrella Policy. But keep in mind that when a major disaster does hit heavily an area, insurance companies have been known to file for bankruptcy and then move out of that State. So be careful with Umbrella Policies because you could lose it all if that happens.

Review the value of your house and possessions annually to adjust your coverage- Your homeowners insurance covers your home and some of your possessions in your house.  If you have major changes in your life or your home, you need to take new pictures and keep receipts of expensive stuff you have bought, or save sale prices online of items that are gifted to you and are expensive.  And so that way you will always be able to recover a good portion of your money. Your Insurance Adviser...
7 Insurance Tips You Must Know About
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