ObamaCare - And The 4 Class Of People Who Are Exempt

Obamacare Exemptions.. See:

ObamaCare is very scary for most Americans, especially since President Obama lied so many times and in so many ways about his health plan coverage for the people. Remember, for example, when he kept saying "If you like your Doctor,  then you can keep your Doctor"? Well that was one of the biggest lie he told the American people. But what exactly is ObamaCare? Well the official name for “ObamaCare” is the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA) for short. • The ACA was signed into law to reform the healthcare industry by President Barack Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. And since that time, many insurance companies have pulled out of many States, because they were losing so much money. And for the people, if they don't sign up every year, then there is a big fine or penalty they have to pay. But there are ways you can avoid signing up for ObamaCare, and here are 4 class of people who are exempt:  



 21 Reasons Obamacare is the worst thing for you.. See:


1. Extremely low income people.
If your income is so low that you aren’t required to file a tax return, then you're automatically exempt from the penalty. For example, if a single taxpayer’s income in 2014 was less than $10,150, there typically was no need to file a return; for married couples, the cutoff was $20,300. Even if you do file a return -- to claim a refund, for example, or because you are self-employed and earned enough money to require it -- you're still exempt from the insurance requirement if your income is below the cutoff. You're also exempt from the requirement if the most inexpensive coverage you can find would cost you more than 8% of your household income.  


2.Membership-based exemptions. 
Membership in certain groups qualifies you for an exemption from the coverage requirement. The law specifically exempts:

• Members of federally recognized Indian tribes. The Interior Department currently recognizes 566 Native American and Alaska Native groups.

• People eligible to receive care from the federal Indian Health Service

• Members of health care sharing ministries. These are religious-based organizations whose members pledge to pay one another's medical bills.

• Members of recognized religious groups that object to insurance for religious reasons. The objection must be to all forms of insurance, including social insurance programs such as Social Security and Medicare, not just health insurance or Obamacare.  



3. Exemptions based on legal status
You're exempt from the requirement if you are not "lawfully present" in the United States or if you are incarcerated. U.S. tax laws apply to everyone who earns income in the United States, regardless of whether they're here legally. Illegal or undocumented immigrants are required to file tax returns if their income is high enough, but they are exempt from the coverage requirement. They are also barred from obtaining health insurance through the online insurance marketplaces set up under the Affordable Care Act. People who are incarcerated -- in jail or prison -- are exempt. This applies whether you have been convicted and are serving a sentence or are being held awaiting trial.   



4. Hardship exemptions
The law makes hardship exemptions available for people whose current situation makes it too difficult to afford health insurance. These are not permanent exemptions -- they last until you can get "back on your feet." Common situations that may qualify you for a hardship exemption include:

• Homelessness

• Eviction or foreclosure

• Fire, flood or other disaster that caused major damage to your home

• Bankruptcy

• Receiving a notice that your electricity, water or other utility service will be shut off

• Death of a close family member

• Being a victim of domestic violence

• Losing health insurance and being unable to find affordable coverage

• High debt from medical bills

• High expenses for caring for a sick, disabled or aging family member
Note that these are not the only hardships that may qualify you for an exemption. The government will make a decision on each application for a hardship exemption based on the specific information in the application.   




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