24 Life Hacks For Credit Card Uses

Credit Cards are a necessity of life and for life, so you better get a good handle on how to use them properly, how to safeguard them properly and how to make them work to your advantage. Because if you don't, then you and your family will be in for a world of hurt, since money problems of all kind will ruin your peace of mind, ruin your marriage, ruin your kids happiness and upbringing, and even ruin the entire family's psychological well being. And so this is why you must take Credit seriously and how you use it, because it is money that you don't even have right now that you are borrowing. But if you want to throw caution to the wind, then go ahead and ignore everything that is in this article, and go on by being careless with your credit card uses, with taking all the right steps to protect your identity and with doing everything you can to use credit sensibly and ultimately to your advantage to make even more money. But first, did you know that:

  1. The inventor of the first bank-issued credit card was John Briggs, a banker from the Flatbush National Bank of New York. Introduced in 1946, the card was called “Charge-It.” The catch was that a user had to have an account at Brigg’s bank and purchases could be made only locally. Technically, it was actually a charge card, because the bill had to be paid in full at the end of each month.
  2. In the 1950s, Diners Club Card became the first company to offer a credit card that could be used in more than one store. Although the credit card was accepted at just 14 restaurants in New York and was issued to just 200 people, within in a year of its introduction, more than 20,000 people were using it.
  3. In the early to mid 1900s, oil companies and department stores began issuing their own propriety cards, but cards could only be used at that particular store. While modern cards are used mainly for convenience, these early cards were meant to develop store loyalty and to improve customer service. The drawback was that people needed to bring dozens of different cards for a day of shopping.
  4. In the movie Fight Club (1999), the main character starts a fight club called Project Mayhem. Its aim is to erase debt by destroying buildings that hold credit card companies’ records.      
  5. VISA was originally called BankAmericard and was offered by Bank of America in 1958 in California. It was renamed VISA in 1976.
  6. The reason credit cards expire is because the magnetic strip gets a lot of abuse and needs to be replaced. A magnetic strip is good for only about 3-4 years of swiping.
  7. Credit card numbers follow the Luhn algorithm, which is a checksum test on a number. To see how this works, start from the right and double each second digit (1111 becomes 2121), and then add them all together. You should end with a number evenly divisible by 10. If it doesn’t, the credit card is not a valid card.
  8. A gas pump will authorize a gas purchase for $50. So if someone has less than $50 available on his or her card, the pump will reject the card.
  9. The American household receives about six credit card offers a month.

And Now, 24 Life Hacks For Credit Card Uses:



4. Use Your Great Wisdom So You Can Use Credit Wisely..

5. How The Target Stores Failed In Their Duties To Protect You, The Consumer:

6. Before You Sign Up For Another Credit Card, Ask Yourself: Do I Really Need One More Card?


8. Pin Numbers Not To Use To Keep Your Credit Cards Safe:

9. Don't Leave Under False Illusion Of Safety In Thinking Your Credit Card Is Safe:

10. Do You Shop And Use Your Credit Card At Any Of These Stores Recently?

11. Were You One Of Those People Whose Credit Card Information Was Stolen, And What Are You Going To Do To Prevent It From Happening Again?

12. Don't Think Your Credit Card Info Is Safe Just Because You Don't Visit Porn Sites...










22. Maybe You Can Get The Meaning To This, I Sure Don't..


24. Is This What You Do With Your Credit Card At Every Store You Visit Online And Offline?


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